Wow, guys, this is a great thread. Lots of good information here, thanks!

I wanted to answer a couple specific things:

Just curious, when I look at the code in a browser, I have a single text line (blank) seperating the two text boxes. You mean that line?
Exactly. I did not specify a blank line in my code, why should there be one on the screen? I wanted two boxes touching, one atop the other, but which were completely different forms going to two completely different web sites. Loren's first suggestion of fooling the browser works, and I'm also going to try the margin:0px trick because that's more likely going to be better forward-compatible as there are browser changes and upgrades in the future.

May also want to consider adding SUBMIT buttons.
For the specific purpose of these boxes, I needed them to be as small and as simple as possible, and to take up as little screen real-estate as possible, since they are on a side toolbar with a bunch of other stuff. Hence my desire for less white space. A submit button takes up too much space for my intended purpose. Also, I just wanted to type the text and press the Enter key. Submit buttons are so redundant.
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Tony Fabris